Contains data from http://fmwww.bc.edu/ec-p/data/stockwatson/hmda_aer.dta obs: 2,925 vars: 62 size: 880,425 (98.3% of memory free) ------------------------------------------------------------------------------- storage display value variable name type format label variable label ------------------------------------------------------------------------------- seq float %9.0g s3 float %9.0g s4 float %9.0g s5 float %9.0g s6 float %9.0g s7 float %9.0g s9 float %9.0g s11 float %9.0g s13 float %9.0g s14 float %9.0g s15 float %9.0g s16 float %9.0g s17 float %9.0g s18 float %9.0g s19a str11 %11s s19b str11 %11s s19c str11 %11s s19d str11 %11s s20 float %9.0g s23a str11 %11s s24a float %9.0g s25a float %9.0g s26a float %9.0g s27a float %9.0g s30a float %9.0g s30c float %9.0g s31a float %9.0g s31c float %9.0g s32 float %9.0g s33 float %9.0g s34 float %9.0g s35 float %9.0g s39 float %9.0g s40 float %9.0g s41 float %9.0g s42 float %9.0g s43 float %9.0g s44 float %9.0g s45 float %9.0g s46 float %9.0g s47 float %9.0g s48 float %9.0g s49 str11 %11s s50 float %9.0g s51 float %9.0g s52 float %9.0g s53 float %9.0g s54 str11 %11s s55 float %9.0g s56 float %9.0g s57 float %9.0g netw float %9.0g uria float %9.0g rtdum float %9.0g bd float %9.0g mi float %9.0g old float %9.0g vr float %9.0g school float %9.0g chval float %9.0g dnotown float %9.0g dprop float %9.0g ---------------------------------------------------------------- Contains data from http://fmwww.bc.edu/ec-p/data/stockwatson/hmda_sw.dta obs: 2,380 vars: 62 30 Jul 2002 10:39 size: 716,380 (98.6% of memory free) ------------------------------------------------------------------------------- storage display value variable name type format label variable label ------------------------------------------------------------------------------- seq float %9.0g s3 float %9.0g s4 float %9.0g s5 float %9.0g s6 float %9.0g s7 float %9.0g s9 float %9.0g s11 float %9.0g s13 float %9.0g s14 float %9.0g s15 float %9.0g s16 float %9.0g s17 float %9.0g s18 float %9.0g s19a str11 %11s s19b str11 %11s s19c str11 %11s s19d str11 %11s s20 float %9.0g s23a str11 %11s s24a float %9.0g s25a float %9.0g s26a float %9.0g s27a float %9.0g s30a float %9.0g s30c float %9.0g s31a float %9.0g s31c float %9.0g s32 float %9.0g s33 float %9.0g s34 float %9.0g s35 float %9.0g s39 float %9.0g s40 float %9.0g s41 float %9.0g s42 float %9.0g s43 float %9.0g s44 float %9.0g s45 float %9.0g s46 float %9.0g s47 float %9.0g s48 float %9.0g s49 str11 %11s s50 float %9.0g s51 float %9.0g s52 float %9.0g s53 float %9.0g s54 str11 %11s s55 float %9.0g s56 float %9.0g s57 float %9.0g netw float %9.0g uria float %9.0g rtdum float %9.0g bd float %9.0g mi float %9.0g old float %9.0g vr float %9.0g school float %9.0g chval float %9.0g dnotown float %9.0g dprop float %9.0g -------------------------------------------------------------------- THE BOSTON HMDA DATA SET The Boston HMDA data set was collected by researchers at the Federal Reserve Bank of Boston. The data set combines information from mortgage applications and a follow-up survey of the banks and other lending institutions that received these mortgage applications. The data pertain to mortgage applications made in 1990 in the greater Boston metropolitan area. The full data set has 2925 observations, consisting of all mortgage applications by blacks and Hispanics plus a random sample of mortgage applications by whites. To narrow the scope of the analysis in this chapter, we use a subset of the data for single-family residences only (thereby excluding data on multi-family homes) and for black and white applicants only (thereby excluding data on applicants from other minority groups). This leaves 2380 observations. Definitions of the variables used in this chapter are given in Table 9.1. These data were graciously provided to us by Geoffrey Tootell of the Research Department of the Federal Reserve Bank of Boston. More information about this data set, along with the conclusions reached by the Federal Reserve Bank of Boston researchers, is available in the article by Alicia H. Munnell, Geoffrey M.B. Tootell, Lynne E. Browne, and James McEneaney, ÒMortgage Lending in Boston: Interpreting HMDA Data,Ó American Economic Review, 1996, pp. 25 Ð 53. Two datasets have been included on the website. HMDA_AER is the full HMDA data set used in the Munnell, Tootell, Browne and McEneaney paper. HMDA_SW is contains the 2380 observations that are used in the analysis in Chapter 9. The description of the data set given below was supplied by the Federal Reserve Bank of Boston.