occ loanamt action msa suffolk race gender appinc typur unit married dep emp yjob self atotinc cototinc hexp price other liq rep gdlin lines mortg cons pubrec hrat obrat fixadj term apr prop inss inson gift cosign unver review netw unem min30 bd mi old vr sch black hispan male reject approve mortno mortperf mortlat1 mortlat2 chist multi loanprc thick white obwhte Obs: 1989 1. occ occupancy 2. loanamt loan amt in thousands 3. action type of action taken 4. msa msa number of property 5. suffolk =1 if property in Suffolk County 6. race race of applicant 7. gender gender of applicant 8. appinc applicant income, $1000s 9. typur type of purchaser of loan 10. unit number of units in property 11. married =1 if applicant married 12. dep number of dependents 13. emp years employed in line of work 14. yjob years at this job 15. self self-employment dummy 16. atotinc total monthly income 17. cototinc coapp total monthly income 18. hexp propose housing expense 19. price purchase price 20. other other financing, $1000s 21. liq liquid assets 22. rep no. of credit reports 23. gdlin credit history meets guidelines 24. lines no. of credit lines on reports 25. mortg credit history on mortgage paym 26. cons credit history on consumer stuf 27. pubrec =1 if filed bankruptcy 28. hrat housing exp, % total inccome 29. obrat other oblgs, % total income 30. fixadj fixed or adjustable rate? 31. term term of loan in months 32. apr appraised value 33. prop type of property 34. inss PMI sought 35. inson PMI approved 36. gift gift as down payment 37. cosign is there a cosigner 38. unver unverifiable info 39. review number of times reviewed 40. netw net worth 41. unem unemployment rate by industry 42. min30 =1 if minority pop. > 30% 43. bd =1 if boarded-up val > MSA med 44. mi =1 if tract inc > MSA median 45. old =1 if applic age > MSA median 46. vr =1 if tract vac rte > MSA med 47. sch =1 if > 12 years schooling 48. black =1 if applicant black 49. hispan =1 if applicant Hispanic 50. male =1 if applicant male 51. reject =1 if action == 3 52. approve =1 if action == 1 or 2 53. mortno no mortgage history 54. mortperf no late mort. payments 55. mortlat1 one or two late payments 56. mortlat2 > 2 late payments 57. chist =0 if accnts deliq. >= 60 days 58. multi =1 if two or more units 59. loanprc amt/price 60. thick =1 if rep > 2 61. white =1 if applicant white 62. obwhte obrat*awhite Sorted by: . log close